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About SBA Loans

It is often said that small business owners have a difficult time borrowing money. This is not necessarily true. Banks make money by lending money. However, the inexperience of many small business owners to properly package and properly place their requests often results in loan denial. Requesitng a loan when you are not properly prepared sends a signal to your lender. That mesage is: High Risk!

To be successful in obtaining a loan, you must be prepared and organized. You must know exactly how much money you need, why you need it and how you will pay it back. You must be able to convince your lender that you are a good credit risk.

We're here to help you achieve this goal!

Types of Business Loans

SBA Loan Programs are generally intended to encourage longer term small business financing, but actual loan maturities are based on the purpose of the loan proceeds and the useful life of the assets financed. However, estate maximum loan maturities have been established: 25 years for real estate; up to 10 years for equipment (dependent on the useful life of the equipment); and generally up to seven years for working capital.

YOUR DEPENDABLE SBA FINANCE PARTNER

10 DAY APPROVAL; 45 DAY ESCROW

Minimum $200,000 - Maximum $8,000,000

Up to 90% Financing to
Purchase * Build * Refinance

 

Owner-Occupied
(Minimum 51% for Existing Structures; 67% New Construction


Commercial/Industrial Real Estate
Hotels/Motels * Restaurants * Gas Stations *
Car Wash * Animal Hospitals * Child Care Centers * Professionals
Commercial/Residential Mixed Use * Metal Buildings Retail * Manufacturing * Warehouse * Distribution*


25 YEAR TERM; FIXED & VARIABLE RATES

.
*90% Financing may require additional real estate collateral
*Cash out program available up to 65%

Call Now!!!!!

 

 

CHRIS WOODARD
714 - 543- 3759

 

 

Chris Woodard
1505 E. 17th Street, Suite 106
Santa Ana, CA 92705
Tel. 714-543-3759 - Cell 714-293-7400 - Fax. 714-543-3794
e-mail: chriswoodard@earthlink.net

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